youchamp app

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youchamp is a bill-splitting and expense management mobile application that makes sharing expenses a pleasant experience. You can join new groups to split expenses between multiple people. Create custom groups to send instant messages. Use your credit card to pay your share of expenses seamlessly between friends and family members.


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  • CHALLENGE
  • SOLUTION
  • IMPACT
  • MORE
  • The brief was to create an easy-to-use mobile app that would help organisers split and manage payments amongst friends and family. In almost every case study, we found that organisers wanted to avoid having awkward and serious talks when it came to money amongst their peers. The challenge was to create something that would allow users to organise payments easily, and equally if needed, and make payments without having to leave the app. As well as the opportunity to provide a no-targeted amount. The brief also requested a function that would promote sharing, bring people together and encourage social interaction.

  • We exceeded the brief by creating an automatic bill splitting app that also has a chat service. The idea was to create and capture the entire sharing experience in one app. We added an upload option to share images and other media in the groups. We combined different digital features, including real-time chat, media upload, and bill splitting with the amazing ability to pay friends directly within the app. We made the process of paying back your friends painless by giving users the option of paying by cash, automated bank transfers without exchanging bank details, direct debit or credit card.

  • youchamp provides users with opportunities for increased social connections and new opportunities to create memories. The aim of the app is to take the strain out of discussing finances, which can be an awkward discussion amongst friends and families. It does this by sending friendly notifications for payment follow up. The function to start new groups creates inclusiveness, which combined with the chat function, allows for continued social interaction in-app. Local charities currently have the opportunity to use the app to invite groups, set targets and raise funds. youchamp will simplify their follow up process and the management of funds.

  • Key features of the app include: The ability to start and join new groups to split expenses between multiple people. The option to have no specific target, or enter a target amount. Create groups with no target to raise money for charities. Or, create a target amount for special occasions, like weddings, or to purchase birthday presents. Create custom groups to send instant messages. Keep socially connected, organise events and archive them for later reference. Use the chat function to organise events. Keep track of your expenses by attaching notes and images of receipts. You’ll receive a notification every time someone in your group pays. Track when someone pays, and pay securely within the app by either cash, POLIpay, direct debit or credit card. Contribute to a group without joining the app. Simply pay on the website when you receive the invitation link by SMS from the organiser. Let youchamp app follow up payments, so you don't have to make things awkward between your friends and family. Organise your household bill payments, holidays and gifts, or split dinner bills and anything else you can think of. Get notifications and see clearly how much has been raised and who has contributed.